British people are used to being in debt. According to the Bank of England, about ￡233bn is owed by Britons with overdrafts, credit cards and other types of loans.

In the past two years, as the economy deteriorated, many people have lost their jobs and face the prospect of losing their homes. It has also become increasingly obvious that addressing personal debt problems is an urgent issue for many.

The Citizens Advice Bureau (CAB) is the main provider of free financial advice to the public in the UK.

In this programme, we hear from Alex McDermott, policy officer at the CAB. He explains the circumstances of how people get into debt, what people can do to reduce their personal debts and the emotional impact debts have on people’s lives.

Then email us at chinaelt@bbc.co.uk

歡迎你把問題通過電子郵件發給我們：chinaelt@bbc.co.uk

 

Do you have a question about Britain? 你有沒有對英國的疑問？