日批在线视频_内射毛片内射国产夫妻_亚洲三级小视频_在线观看亚洲大片短视频_女性向h片资源在线观看_亚洲最大网

US EUROPE AFRICA ASIA 中文
Business / Industries

Lenders 'need new sources of growth' as NPLs up

By JIANG XUEQING (China Daily) Updated: 2016-09-22 07:29

Lenders 'need new sources of growth' as NPLs up

Chinese 100 yuan banknotes are seen in a counting machine while a clerk counts them at a branch of a commercial bank in Beijing, China, March 30, 2016. [Photo/Agencies]

An analysis by international accounting firm PricewaterhouseCoopers (PwC) of 30 A and H-share listed banks found that the Chinese banking sector was in urgent need of new sources of growth-as the sector confronts slower profit growth, shrinking interest margins and rising nonperforming loans.

PwC found that as of June 30, the overall loans balance for the 29 listed banks that disclosed NPL information increased 10.06 percent from the end of 2015 to 1.13 trillion yuan ($169 billion). During the same period, the NPL ratio went up four basis points to 1.66 percent. On top of this, the proportion of special mention loans, potentially weak loans presenting unwarranted credit risks, rose 18 basis points to 3.57 percent.

"The NPL balance grew rapidly despite the fact that the listed banks stepped up write-offs, packaging and selling of NPLs in the first half of 2016. The situation will continue to worsen in the second half due to shrinking net interest margins and large increases in NPLs and special mention loans," said Jimmy Leung, PwC China Financial Service Leader.

Looking forward, Zhou Zhang, PwC China Financial Service Partner, said on Wednesday the banks will face more pressure.

"The pressure will be huge for Chinese banks to increase net profits because rising NPLs will lead to further growth in loan loss provisions," Zhou said.

"Even worse, interest margins will keep shrinking under the influence of benchmark interest rate cuts by the central bank."

In the first half of 2016, the overall net profits of 30 listed banks increased by 4.6 percent from the previous year to 774.45 billion yuan, the PwC newsletter said.

Net interest income of the banks fell as a proportion, while non-interest income rose significantly. For the big commercial banks, their non-interest income rose 7 basis points year-on-year to 34 percent of the total in the first half.

Lenders 'need new sources of growth' as NPLs up

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 久久久久久久97 | 日本视频久久 | 成人免费在线看片 | 欧美午夜免费 | wwwxxx日韩| 我要看免费的毛片 | 日韩在线一| 午夜一区二区三区在线观看 | 亚洲综合在线视频 | 亚洲一区二区中文字幕 | 一级欧美大片 | 国产福利专区 | 国产黄色一区二区 | 欧美一级欧美三级 | 免费成年人视频 | 午夜一级免费 | 久久人人爽人人爽人人片av高清 | 在线免费观看成年人视频 | 久久免费高清视频 | 中文字幕第二区 | 国产精品mv | 亚洲精品套图 | 一极黄色大片 | 日干夜干天天干 | 欧美亚州 | 亚洲国产免费 | 一二三不卡 | 成人h片在线观看 | 亚洲免费一区二区 | 国产最新自拍 | 欧美日韩综合在线观看 | www.男人天堂| 女人洗澡一级特黄毛片 | 日韩欧美中文字幕在线播放 | 国产成人资源 | 日韩一区二区三区不卡 | 色一区二区三区 | 精品国产免费人成在线观看 | 看一级黄色 | 婷婷91| 福利一区三区 |