Industrial Bank, a joint-stock bank based in southeastern China, realized 21.64 billion yuan ($3.53 billion) in net profit attributed to its parent company's shareholders, up 26.52 percent from last year, according to the bank's interim report.

Its per-share earnings increased by 6.92 percent from the same period last year to 1.7 yuan per share.

The bank hit 53.46 billion yuan in operational income in the first half of 2013 with 28.64 billion yuan in operating profits.

It registered 11.25 billion yuan in fees and commissions, an increase of 71.75 percent year-on-year.

The weighted average rate of return on net assets stood at 12.06 percent, down 1.75 percent from the same period last year.

Loans increased by 109.91 billion yuan, up 8.94 percent from the beginning of the year.

Non-performing loans took up 0.57 percent of the total, up 0.14 percent from the beginning of the year.

The increase was attributed to the capital crunch and severe losses in the private sector but the risks are controllable, the bank said.