日批在线视频_内射毛片内射国产夫妻_亚洲三级小视频_在线观看亚洲大片短视频_女性向h片资源在线观看_亚洲最大网

   

BIZCHINA / Center

Banks urged to get tough with card fraud
By Hu Yuanyuan (China Daily)
Updated: 2006-04-12 06:20

Chinese banks should take more rigorous risk prevention measures for their credit card businesses to curb rampant credit card fraud, said a notice jointly released by the central bank and the banking regulatory authority yesterday.


A bank card holder withdraws money at an ATM machine at a China Construction Bank outlet in Haian of Jiangsu Province.

Credit card issuers "should prevent the risks by having a more detailed investigation over the applicant's identity and credit record," said the notice by the People's Bank of China and the China Banking Regulatory Commission.

Banks, China UnionPay and the shops they partner with are also encouraged to set up an information share system on their cardholders.

The card issuers are urged to be selective when choosing outsourcing marketing agents and partner stores.

The joint notice was released to address the growing credit card fraud problem in China.

In Shanghai, the Shanghai People's High Court tried four cases for credit card fraud in 2003, and nine cases in 2004.

The number of such cases soared to 44 in the first seven months of 2005.

According to an update from the court, more than half of bank-related lawsuits that local courts handle involve credit cards. Most of them are credit fraud, which is on a rapid rise, said Xiao Bo, a judge at Shanghai Pudong New Area District People's Court.

During the late 2003, several domestic banks, including China Construction Bank and China Merchants Bank, started intensive marketing activities promoting credit cards. To attract customers, some banks lowered the criteria or simplified the procedures for assessment.

Because of this, many customers now find it easier to obtain a credit card. By merely filling in a form with personal information, a successful applicant is granted at least a 5,000 yuan (US$671) credit limit on their card.

To win more customers, some banks allow their branches to issue cards, or even outsource their sales business, making it possible for a client to obtain more than one credit card by applying at a number of different outlets.

"We have been aware of those holes and have had a closer verification of an applicant's identity and credit record," said Xu Chao, a client manager of the credit card centre of China Mingsheng Banking Corp. Xu added that the centre sells 80 per cent of the bank's credit cards and doesn't rely on sourcing companies anymore.

"We will first select companies and institutions with a reliable record as our target customers, and then carry out on-the-spot promotion to their employees," Xu said, noting such marketing is more reliable and efficient.

(China Daily 04/12/2006 page9)


(For more biz stories, please visit Industry Updates)

 
 

主站蜘蛛池模板: 美女网站在线看 | 亚洲天堂第一区 | 欧美国产精品一区 | 天堂av8| 波多野结衣 久久 | 在线播放福利 | 青青草国产在线 | 四虎永久免费观看 | 一级国产精品 | 国产麻豆精品一区二区 | 国产99免费视频 | 久艹精品 | 国产精品三级视频 | 天天插天天操 | 一区二区在线观看视频 | 国产精品一二三四五 | 成人av午夜 | 欧美日韩一级视频 | 三级国产在线观看 | 樱桃视频污在线观看 | 一级做a爱片久久毛片 | 国产欧美一区二区精品性色超碰 | 欧美性猛交xxxx乱 | 久久精选| 国产影视av| 超碰免费看 | 欧美a级成人淫片免费看 | 性高潮视频在线观看 | 天天综合天天色 | 男女操操视频 | 国产精选视频 | 欧美一级大黄 | 一区二区视频免费看 | 亚洲国产成人久久 | 免费毛片观看 | 中文天堂在线资源 | 青青草精品在线 | 操中国女人的逼 | 男人天堂亚洲天堂 | 五月婷激情 | 国产自产视频 |