Are you currently at an age that is a multiple of the number 12? If so, congratulations - you might be a gifted risk-taker and you probably don't even know it.

As a fun way to celebrate the Year of the Snake, personal finance website GoBankingRates.com examined the link between personal savings habits and the Chinese zodiac, known in Chinese as shengxiao.

The website collects interest rate information from more than 4,000 United States banks and credit unions, making it an online rates aggregator of local interest rate information.