The country should take more practicable and operable measures to help fresh graduates start their own businesses.

The "zero down payment" lending policy adopted by the government, aimed at encouraging graduates to jump-start their ventures, has encountered a setback in Shanghai. According to a recent survey conducted on six graduating Shanghai students, who chose start their own enterprises under the center's preferential policy, all of them failed to open business accounts in banks, even though they managed business licenses.

Under the influences of the global financial crisis, China's social contradictions involving employment have become increasingly prominent. The "zero down payment" policy was basically aimed at expanding employment channels for fresh graduates and offering them a chance to make use of their knowledge and tap their own potentials.