The student loan program needs a better structure and more government support, says an article in the Yanzhao Metropolis Daily. The following is an excerpt:

It was reported recently that some universities had declined to issue certificates of graduation and academic degrees to students who had not paid back their student loans before graduation.

To withhold students' certificates because they are in debt is obviously an unreasonable practice. First of all, certificates of graduation and academic degrees are the only proof of their qualifications. They are not property and should not become security for debts. Second, students need loans because they are poor, so how can they be expected to pay off their debts before they graduate? More importantly, withholding their certificates will only make it difficult for them to find jobs. How can these students pay their debts without earning wages?