According to caijing.com, an Internet finance portal, China has developed 32 companies engaged in equity-based crowd-funding business by the end of last year, helping raise more than 1.3 billion yuan for startup and small companies.

In addition to giving the nod for equity-based crowd-funding, the CSRC said plans of launching business trials are currently at the approval stage.

More measures should be issued to regulate the online capital-raising business, as my friend has developed more concerns on a long-term development of the industry.

"For example, measures like how to protect investors' rights if the project fails, or does not scale up as promised, need to be incorporated," she said.

Like the business itself, the equity-based crowd-funding maybe totally a new area for my friend.

"I will grow with the business," she said, pointing to a dish of boiled fish with pickled cabbage and chili which we had as dinner a few weeks ago.

"The fish dish looks all red with chili, symbolizing a recent bullish run of the stock market. But sometimes you also need cabbage, symbolized by the green color, which looks like the falling performance of the stock market," she said.

"I will invest, not in the stock market but rather in a new financing platform with possible rewards."

She will, as I wish, find more chances to succeed in her future job. And probably I will invest some in the equity-based financing business in the near future, given that I am apprehensive of the capital market falling.