日批在线视频_内射毛片内射国产夫妻_亚洲三级小视频_在线观看亚洲大片短视频_女性向h片资源在线观看_亚洲最大网

US EUROPE AFRICA ASIA 中文
Business / Industries

Lenders 'need new sources of growth' as NPLs up

By JIANG XUEQING (China Daily) Updated: 2016-09-22 07:29

Lenders 'need new sources of growth' as NPLs up

Chinese 100 yuan banknotes are seen in a counting machine while a clerk counts them at a branch of a commercial bank in Beijing, China, March 30, 2016. [Photo/Agencies]

An analysis by international accounting firm PricewaterhouseCoopers (PwC) of 30 A and H-share listed banks found that the Chinese banking sector was in urgent need of new sources of growth-as the sector confronts slower profit growth, shrinking interest margins and rising nonperforming loans.

PwC found that as of June 30, the overall loans balance for the 29 listed banks that disclosed NPL information increased 10.06 percent from the end of 2015 to 1.13 trillion yuan ($169 billion). During the same period, the NPL ratio went up four basis points to 1.66 percent. On top of this, the proportion of special mention loans, potentially weak loans presenting unwarranted credit risks, rose 18 basis points to 3.57 percent.

"The NPL balance grew rapidly despite the fact that the listed banks stepped up write-offs, packaging and selling of NPLs in the first half of 2016. The situation will continue to worsen in the second half due to shrinking net interest margins and large increases in NPLs and special mention loans," said Jimmy Leung, PwC China Financial Service Leader.

Looking forward, Zhou Zhang, PwC China Financial Service Partner, said on Wednesday the banks will face more pressure.

"The pressure will be huge for Chinese banks to increase net profits because rising NPLs will lead to further growth in loan loss provisions," Zhou said.

"Even worse, interest margins will keep shrinking under the influence of benchmark interest rate cuts by the central bank."

In the first half of 2016, the overall net profits of 30 listed banks increased by 4.6 percent from the previous year to 774.45 billion yuan, the PwC newsletter said.

Net interest income of the banks fell as a proportion, while non-interest income rose significantly. For the big commercial banks, their non-interest income rose 7 basis points year-on-year to 34 percent of the total in the first half.

Lenders 'need new sources of growth' as NPLs up

Hot Topics

Editor's Picks
...
主站蜘蛛池模板: 成人av黄色 | 欧美一a一片一级一片 | 成人网在线 | 一区亚洲 | 欧美自拍视频 | 亚洲成人av在线播放 | 性xxxx搡xxxxx搡欧美 | 天天视频黄| 午夜色播| www.黄色大片 | 福利二区视频 | 亚洲精品乱码久久久久久日本蜜臀 | 三级亚洲欧美 | 日韩av线| 福利在线观看 | 四虎国产精品永久免费观看视频 | av永久免费观看 | 超碰网址 | 国产三级自拍视频 | 日本精品久久久久久久 | 九九精品视频在线观看 | 成人黄色在线 | 欧美自拍偷拍一区 | 另类视频在线 | 成人做爰66片免费看网站 | 国产精品一区久久久 | 久久久久久久免费视频 | 欧美男人天堂 | 岛国精品在线播放 | 国产天堂第一区 | 超碰免费看 | 久久精品99国产国产精 | 日本不卡在线视频 | 久草网在线视频 | 一区二区在线视频播放 | 欧美中字| 在线观看天堂av | 欧美日韩国产片 | 六月激情婷婷 | 伊人春色在线观看 | 欧美粗暴jizz性欧美20 |